BR0312394A - Processo para o pagamento eletrônico de uma mercadoria ou de prestação de serviços com o aproveitamento de uma rede de rádio móvel assim como de uma disposição para a sua realização - Google Patents

Processo para o pagamento eletrônico de uma mercadoria ou de prestação de serviços com o aproveitamento de uma rede de rádio móvel assim como de uma disposição para a sua realização

Info

Publication number
BR0312394A
BR0312394A BR0312394-4A BR0312394A BR0312394A BR 0312394 A BR0312394 A BR 0312394A BR 0312394 A BR0312394 A BR 0312394A BR 0312394 A BR0312394 A BR 0312394A
Authority
BR
Brazil
Prior art keywords
provision
services
payment
electronic payment
well
Prior art date
Application number
BR0312394-4A
Other languages
English (en)
Inventor
Axel Findling
Matthias Glotzer
Per Vindeby
Original Assignee
Siemens Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from DE2002129901 external-priority patent/DE10229901A1/de
Priority claimed from EP02014720A external-priority patent/EP1378876A1/de
Application filed by Siemens Ag filed Critical Siemens Ag
Publication of BR0312394A publication Critical patent/BR0312394A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

"PROCESSO PARA O PAGAMENTO ELETRôNICO DE UMA MERCADORIA OU DE PRESTAçãO DE SERVIçOS COM O APROVEITAMENTO DE UMA REDE DE RáDIO MóVEL ASSIM COMO DE UMA DISPOSIçãO PARA A SUA REALIZAçãO". A presente invenção refere-se a um processo para o pagamento eletrônico de pelo menos um valor mínimo para uma mercadoria ou para prestação de serviços por um cliente para um negociante, com a utilização de uma rede de dados elou de telecomunicação e com a intercalação de um Servidor de sistema de liquidação onde passa o processo de pagamento ou da série de etapas de pagamento é gerado pelo Servidor de sistema de liquidação um identificador de processo inequívoco, transmitido, pelo menos em uma primeira etapa de pagamento, em uma solicitação de confirmação, pelo Servidor de sistema de liquidação juntamente com uma informação do valor de pagamento, para um equipamento terminal-cliente.
BR0312394-4A 2002-07-03 2003-06-11 Processo para o pagamento eletrônico de uma mercadoria ou de prestação de serviços com o aproveitamento de uma rede de rádio móvel assim como de uma disposição para a sua realização BR0312394A (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE2002129901 DE10229901A1 (de) 2002-07-03 2002-07-03 Verfahren zur elektronischen Bezahlung einer Ware oder Dienstleistung unter Nutzung eines Mobilfunknetzes und Anordnung zu dessen Durchführung
EP02014720A EP1378876A1 (de) 2002-07-03 2002-07-03 Verfahren zur elektrischen Bezahlung einer Ware oder Dienstleistung unter Nutzung eines Mobilfunknetzes und Anordnung zu dessen Durchführung
PCT/EP2003/006136 WO2004006198A1 (de) 2002-07-03 2003-06-11 Verfahren zur elektronischen bezahlung einer ware oder dienstleistung unter nutzung eines mobilfunknetzes und anordnung zu dessen durchführung

Publications (1)

Publication Number Publication Date
BR0312394A true BR0312394A (pt) 2005-04-12

Family

ID=30116600

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0312394-4A BR0312394A (pt) 2002-07-03 2003-06-11 Processo para o pagamento eletrônico de uma mercadoria ou de prestação de serviços com o aproveitamento de uma rede de rádio móvel assim como de uma disposição para a sua realização

Country Status (6)

Country Link
US (1) US20060116938A1 (pt)
JP (1) JP2005536786A (pt)
CN (1) CN1666238A (pt)
AU (1) AU2003242676A1 (pt)
BR (1) BR0312394A (pt)
WO (1) WO2004006198A1 (pt)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2007304922A (ja) * 2006-05-12 2007-11-22 Bank Of Tokyo-Mitsubishi Ufj Ltd 情報処理装置の制御方法、情報処理装置及びプログラム
US20080208739A1 (en) * 2007-02-27 2008-08-28 Phillips Mark E Transactional services associated with mobile devices
US9652761B2 (en) 2009-01-23 2017-05-16 Boku, Inc. Systems and methods to facilitate electronic payments
US9990623B2 (en) 2009-03-02 2018-06-05 Boku, Inc. Systems and methods to provide information
US9595028B2 (en) * 2009-06-08 2017-03-14 Boku, Inc. Systems and methods to add funds to an account via a mobile communication device
US9697510B2 (en) 2009-07-23 2017-07-04 Boku, Inc. Systems and methods to facilitate retail transactions
US9519892B2 (en) 2009-08-04 2016-12-13 Boku, Inc. Systems and methods to accelerate transactions
US9191217B2 (en) 2011-04-28 2015-11-17 Boku, Inc. Systems and methods to process donations
US9830622B1 (en) 2011-04-28 2017-11-28 Boku, Inc. Systems and methods to process donations
WO2016024183A2 (en) * 2011-07-18 2016-02-18 Andrew Zhou Systems and methods for messaging, calling, digital multimedia capture and payment transactions
FI20135164L (fi) * 2013-02-22 2014-08-23 Op Palvelut Oy Kommunikointi maksutapahtuman aikana
CN104657857B (zh) * 2013-11-19 2024-10-22 腾讯科技（深圳）有限公司 一种实现支付的方法、相关装置及系统

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CZ20004781A3 (cs) * 1998-06-19 2001-08-15 Protx Limited Ověřený platební systém
DE19946537A1 (de) * 1999-09-28 2001-04-05 Deutsche Telekom Mobil Verfahren zur Abrechnung von Internet-Dienstleistungen über Mobilfunk
US20010032192A1 (en) * 1999-12-10 2001-10-18 Laxmiprassad Putta Method and apparatus for improved financial instrument processing
EP1193658A1 (de) * 2000-09-29 2002-04-03 Siemens Aktiengesellschaft Verfahren und Anordnung zur Übertragung eines elektronischen Geldbetrages aus einem Guthabenspeicher
US20030187784A1 (en) * 2002-03-27 2003-10-02 Michael Maritzen System and method for mid-stream purchase of products and services

Also Published As

Publication number Publication date
JP2005536786A (ja) 2005-12-02
AU2003242676A1 (en) 2004-01-23
US20060116938A1 (en) 2006-06-01
CN1666238A (zh) 2005-09-07
WO2004006198A1 (de) 2004-01-15

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Legal Events

Date Code Title Description
B25A Requested transfer of rights approved

Owner name: NOKIA SIEMENS NETWORKS GMBH AND CO. KG (DE)

Free format text: TRANSFERIDO DE: SIEMENS AKTIENGESELLSCHAFT

B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 6A E 7A ANUIDADES

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 2064 DE 27/07/2010.